Apr 2026
₹1.25L - ₹2.05L
avg. savings per member
Seats filled: 100/100
Rate offers issued: 64
Between 2020 and 2024, most floating-rate borrowers paid ₹50,000 to ₹3 lakh extra — because their bank never passed on rate cuts. See your exact overpayment in 60 seconds. Free. No signup required.
Partner banks
₹1.8L+
Avg member savings
8.35%
Best rate today
₹0
Upfront fee
100
Max batch size
We handle the negotiation. You handle the decision. No pressure, no hidden charges.
Enter your loan amount, EMI, and start date. We compute your exact overpayment in under 60 seconds — for free.
We benchmark your loan against actual RBI-aligned market rates for every month since your loan started.
We group verified borrowers and negotiate as one block with bank relationship managers — strength in numbers.
You get a formal bank sanction letter first. Review the rate and terms at your own pace. Accept or exit — zero pressure, zero fee.
100 Club — May 2026 Batch
Batch closes May 31, 2026. Group submission to relationship managers on June 2, 2026.
We work with major public sector banks and selected financial institutions. Top-up loans and home loan advantage variants are also eligible in our screening.
You receive the bank's formal offer document first. Review the rate, tenor, and terms — then decide. We never push you toward a yes.
Loan figures you enter in the calculator are never uploaded. Only your name and mobile are saved — solely for our callback.
Transparency
100 Club is free for borrowers. We earn a referral fee from the lending bank only when a home loan takeover is successfully disbursed. No disbursement — no fee. This aligns our interest completely with yours: we win only when you get a better rate.
Verified Track Record
Apr 2026
₹1.25L - ₹2.05L
avg. savings per member
Seats filled: 100/100
Rate offers issued: 64
Mar 2026
₹1.10L - ₹1.90L
avg. savings per member
Seats filled: 96/100
Rate offers issued: 58
Feb 2026
₹95K - ₹1.72L
avg. savings per member
Seats filled: 92/100
Rate offers issued: 53